IBM Travel Insurance comes in a variety of plans to fit your specific needs. Single-trip plans can protect one trip, annual plans can protect all your trips for an entire year, and rental car protection plans can keep your budget safe from accidental collision and damage to a rental vehicle.
All insurance is recommended / offered / sold by 3rd party, IBM Travel, not Nord-Ouest Air Charter. Underwriter: Anderson Insurance Company or BCS Insurance Company. AGA Service Company is the licensed producer and administrator of these plans. AGA Service Company is a licensed producer in all 50 states plus the District of Columbia.
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Reimburses your prepaid, non-refundable travel expenses if you need to cancel your trip due to a covered illness, injury, and more.
Trip Interruption Expand
Reimburses the unused, non-refundable portion of your trip and increased transportation costs it takes for you to return home early or to continue your trip due to a covered illness, injury, and more.
Emergency Medical and Dental Care Expand
Reimburses expenses related to covered emergency medical or dental care incurred on your trip.
Emergency Medical Transportation Expand
Provides benefits for medically necessary transportation to the nearest appropriate medical facility following a covered injury or illness.
Travel Delay Expand
Reimburses extra meals and accommodations you may need if your flight is delayed for 6 or more hours for a covered reason.
Baggage Loss/ Damage Expand
Reimburses you if your luggage is lost, damaged or stolen during your trip—keeping your travel plans on track.
Baggage Delay Expand
Reimburses the purchase of essential items if your luggage is delayed for more than 24 hours.
Concierge Expand
Turn your trip into a VIP experience. Our travel experts can give you destination information, make restaurant reservations, find tickets to shows, and more.
24-Hour Assistance Expand
Help is just a phone call away. Our team of multilingual problem solvers is available to help you with medical and other travel-related emergencies.
Rental Car Collision / Damage Expand
Provides primary coverage with no deductible.
If you’re not completely satisfied, you have 15 days (or more, depending on your state of residence) to request a refund, provided you haven’t started your trip or initiated a claim. Plans are non-refundable after this period.